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Terms and Conditions
SAKSFIRST Guidelines & Restrictions
All Saks Fifth Avenue World Elite™ MasterCard® cardmembers are automatically enrolled in SAKSFIRST.

Purchases made inside Saks Fifth Avenue can only be applied towards the Saks Fifth Avenue line of credit. Purchases made outside of Saks Fifth Avenue can only be applied towards the MasterCard line of credit. You must acquire a total of 2,000 points in a calendar year in order to receive a SAKSFIRST Gift Card. 2,000 point minimum can consist of any combination of base points or bonus points earned inside or outside of Saks Fifth Avenue.

Cardmembers earn 2 base points per eligible dollar spent from $1-$4,999 for calendar year-to-date net purchases at Saks Fifth Avenue, retroactive to the first dollar spent that year. At the $5,000 eligible net spend threshold, cardmembers will earn 4 base points per eligible dollar thereafter up to $9,999 on calendar year-to-date net purchases at Saks Fifth Avenue. At the $10,000 eligible net spend threshold, cardmembers will earn 6 base points per eligible dollar on calendar year-to-date net purchases at Saks Fifth Avenue thereafter. Eligible spend is based on qualifying purchases made inside Saks Fifth Avenue stores and at saks.com.

Cardmembers will receive 1 SAKSFIRST point per dollar spent outside of Saks Fifth Avenue and at Saks Fifth Avenue OFF 5TH.

Saks Fifth Avenue purchases not eligible for SAKSFIRST points include sales tax, delivery, alterations, repairs, restaurants, fur storage and fur remodels or alterations, beauty salon products and services, Estée Lauder purchases at Saks Fifth Avenue Off 5th, The Company Store at Saks Fifth Avenue, gratuities and Gift Cards. The dollar value of the SAKSFIRST Gift Card is determined based on 1% of total net points accumulated. Net points comprise base points plus bonus points less points redeemed (or adjusted) in conjunction with special offers in the calendar year.

Every Saks account will be treated separately for accumulation and redemption of total points. However, purchases made on a Major Purchase Account during the program year will count toward primary account point totals. SAKSFIRST Gift Cards and any other exclusive SAKSFIRST privileges are non transferable. Your account must be open and in good credit standing to be eligible for a redemption. Returns of merchandise and other financial adjustments will be deducted from the total point balance for the current year. Corporate accounts are not eligible to participate.

SAKSFIRST Gift Cards become void and/or may be adjusted upon return of qualifying merchandise. SAKSFIRST Gift Cards must be surrendered to Saks Fifth Avenue upon demand. Merchandise returns without the associated SAKSFIRST Gift Card may be refused. Saks Fifth Avenue reserves the right to adjust the original merchandise purchase transaction (including debiting your account) for any SAKSFIRST Gift Card not surrendered with the associated merchandise return.

The SAKSFIRST Gift Card has no cash value and is not a coupon for a discount or a markdown on merchandise. SAKSFIRST Gift Cards cannot be applied to current account balances, cannot be used to purchase Gift Cards, cannot be used on Estée Lauder purchases at Saks Fifth Avenue OFF 5TH, and can only be used for future purchases. The SAKSFIRST Gift Card is not transferable and expires 90 days from the date of issuance unless otherwise specified in the accompanying SAKSFIRST Gift Card materials.

SAKSFIRST offers are subject to availability. Saks Fifth Avenue reserves the right to change or discontinue the SAKSFIRST program, rewards, guidelines and restrictions at any time.

Employees of Saks Fifth Avenue and its affiliated companies are not eligible to participate in SAKSFIRST.

Special Offers: Complimentary valet parking offer for Platinum and Diamond members valid only where available. Complimentary fur storage for Platinum and Diamond members limited to one (1) fur, where space is available. Complimentary shipping offer valid for SAKSFIRST members. Offer valid for standard domestic shipping on all saks.com and Saks catalog orders placed with the Saks Fifth Avenue MasterCard and SAKSFIRST credit card. If you choose rush shipping, the standard shipping charges for that order will be automatically deducted and you will only be responsible for the incremental rush shipping charge. Complimentary shipping offer excludes Saks stores, Saks Fifth Avenue OFF 5TH stores and Gift Card purchases.

For more information, call 800.871.SAKS (7257).   Back to top

SAKS GIFT CARD Guidelines & Restrictions
Qualifying purchases must be made within 60 days of receiving your Saks Fifth Avenue MasterCard. Offer not valid for purchases made at Saks Fifth Avenue Stores, Saks Fifth Avenue OFF 5TH stores, saks.com, or Saks catalog purchases.

Saks Gift Cards are redeemable in any U.S. Saks Fifth Avenue retail location or online at saks.com for merchandise or service only. Cards are not redeemable for cash. Gift Cards are not valid as payment on a Saks Fifth Avenue credit card.

Gift Card may not be redeemed for cash or combined with any other offer. Excludes Louis Vuitton products and services and the purchase of Gift Cards. Cannot be redeemed for cash. See reverse of Gift Card for expiration date and full terms and conditions.   Back to top

PARTNER PROGRAM BENEFITS Guidelines & Restrictions*
*The following Partner Program Benefits are not part of the World Elite Travel Benefits Program provided by Virtuoso for the Saks Fifth Avenue World Elite MasterCard.

Abercrombie & Kent Offers valid on land arrangements for two adult passengers paying full fare on an Abercrombie & Kent, Inc. 2009 program only. Limit one credit per booking. A single passenger is eligible to receive half of the discount. Credit may not be combined with any other promotion, discount or offer. Credit applies to 2009 departures, is for new bookings only and is not retroactive. Based on double occupancy. Credit has no cash value and cannot be redeemed for cash. Must be booked through Abercrombie & Kent, Inc. U.S. office; restrictions may apply. Diamond and Platinum offer: Marco Polo Club membership activates at the time of travel and is valid for one year. MPC discount is for future travel with A&K. Offer is not combinable with MPC discount. For more information on MPC membership levels and A&K, visit www.abercrombiekent.com.

British Airways

Receive 15% off your next British Airways Flight
You must purchase your ticket by December 31, 2009 and complete your travel by December 31st, 2010. This offer applies to new U.S. originating reservations for one-way or round-trip travel. Offer is available on British Airways Plc mainline flights only. Offer is not available for BA franchise or code-share flights. Corporate discounts, consolidator or wholesale fares, senior citizen discounts, travel agency discounts, child or infant fares, and any other promotional offers do not qualify and cannot be combined with this offer. No waitlist permitted. All tickets issued must be for a BA flight only. 15% Discount applies to all published fares in World TravellerSM and World Traveller PlusSM. Fares may vary depending on flight availability. Routing, refunds and date changes are subject to purchased fare rules and any additional collections in pricing for the new routing, space availability, and any service charges. No name changes are allowed once tickets are issued. Valid for US residents and paid for in US dollars. Flight interruption policy: If irregular flight operations occur, alternate travel arrangements will be made under British Airways' existing flight interruption policy for travelers. Terms and conditions of the Executive Club apply.

Unlimited Companion Tickets for all SAKSFIRST members
You must purchase your ticket by December 31, 2009 and complete your travel by December 31, 2010. Offer available on British Airways Plc mainline flights only. Offer is not available for BA franchise or code-share. Travel must originate from U.S., include round-trip transatlantic segments on British Airways and be paid for in U.S. dollars. Offer applies to qualifying published full fares, must be booked in designated classes, and subject to availability (see grid below). Full fare purchasing passenger and companion MUST travel on entire itinerary together with no exceptions. Reservations for both passengers must be booked on the same booking and tickets must be issued at the same time for the same itinerary, class of service and dates. No waitlist permitted. Corporate discounts, consolidator or wholesale fares, senior citizen discounts, travel agency discounts, child or infant fares, and any promotional offers do not qualify and cannot be combined with this offer. Eligible fares are combinable where available. All tickets must be issued as a round-trip journey. Customer is responsible for any taxes, fees, charges and surcharges, including airline fuel surcharges on the companion ticket. Tickets are non-transferable and non-endorsable. No name changes allowed once tickets are issued. Companion ticket has no cash value. Routing and date changes may be allowed, but are subject to purchased fare rules and any additional collections in pricing for the new routing, space availability, and any service charges. Changes must be applied to both tickets simultaneously. Refunds are permitted, provided both the purchased ticket and companion ticket are returned together. Airline tickets are valid for one year from the date of issue. No extensions are permitted. Offer valid only for US residents. Flight interruption policy: If irregular flight operations occur, alternate travel arrangements will be made under British Airways' existing flight interruption policy for both travelers. BA Miles may not be used for redemption or upgrades in conjunction with this offer, but BA Miles may be earned on the purchased ticket. Terms and conditions of the Executive Club apply.

Unlimited Companion Ticket Offer Grid

Class of Service Routing Fare Type Inventory Class
First U.S. to network F1US A
Club World U.S. to network J1US D
World Traveller Plus U.S. to network W or W1US T

Discounted tickets to London for all SAKSFIRST members
You must purchase your ticket by December 31, 2009 and complete your travel by December 31, 2010. Subject to availability of inventory. Offer is available on all British Airways mainline and franchise flights network-wide with a BA flight number. Travel must originate from the U.S.A., include round-trip transatlantic segments on British Airways, and be paid for in U.S. dollars. Corporate discounts, consolidator or wholesale fares, senior citizen discounts, travel agency discounts, child or infant fares, and any other promotional offers do not qualify and cannot be combined with this offer. Tickets must show confirmed reservations (no open segments) for the entire journey and must be purchased prior to start of travel from the U.S. Tickets are non-transferable and non-endorsable. No name changes are allowed once tickets are issued. No waitlist permitted. Flight interruption policy: If irregular flight operations occur, alternate travel arrangements will be made under British Airways' existing flight interruption policy for both travelers. Routing and date changes are subject to the applicable purchased fare rules and any additional collections in pricing for the new routing, space availability, and any service charges. Airline tickets are valid for one year from the date of issue. No extensions are permitted. Terms and conditions of the Executive Club apply.

Mercedes-Benz Gift Card will only be issued after the $1,000 in eligible spending is made on your Saks Fifth Avenue MasterCard at Saks. In order to receive the Gift Card, you must be enrolled in the SAKSFIRST program prior to purchasing your Mercedes-Benz vehicle.

Please have your Mercedes-Benz sales contract available for reference when placing your call. This offer is valid exclusively for SAKSFIRST customers with the purchase or lease of a select, new 2009 or 2010 Mercedes-Benz C-Class, CL-Class, M-Class, E-Class, SLK-Class, CLK-Class (coupe and cabriolet), R-Class, S-Class, SL-Class, G-Class, GKL- Class, GL-Class and CLS-Class vehicles directly from an authorized Mercedes-Benz dealer. Taking actual delivery of vehicle required for offer eligibility. Please allow 6-8 weeks for the Gift Card to arrive.

Valid only for named recipient of offer. Offer not transferable except within recipient' household with proof of primary address. Offer only open to legal U.S. residents who have a valid driver's license. Offer available only for SAKSFIRST customers who purchase and take delivery of a qualifying Mercedes-Benz vehicle between January 1, 2009, and January 2, 2010. Offer must be redeemed by January 31, 2010. All limitations and restrictions on usage of Gift Card apply.

Limit one (1) Saks Fifth Avenue ("SFA") Gift Card valued at $1,000 for each new Mercedes-Benz vehicle purchased or leased. Limit total of two (2) Gift Cards with respect to two (2) leased or purchased Mercedes-Benz vehicles per SAKSFIRST customer. Only one MBUSA/Partner premium award no matter the source per qualifying vehicle lease/purchase. Award of Gift Card subject to verification of retail delivery by MBUSA with selling authorized dealer. Offer subject to all Federal, State and Local laws. Not valid for employees of MBUSA, any authorized Mercedes-Benz dealer or SFA and all of their respective affiliated companies. Gift Card subject to the terms and conditions stated on or accompanying card.

Seabourn Offer available to SAKSFIRST members only who are North American residents. Validation of membership will be required for eligibility. Take 10% off published 2009 Early Booking Savings fares for sailings of less than 14 days. Includes invitation to dine with the Captain for Platinum and Diamond members. Offer is capacity controlled, subject to availability and may change without notice. The additional savings are applied sequentially off 2009 Early Booking Savings fares. Ships' registry: Bahamas.

Sentient Sentient Jet Membership is a program of Sentient Flight Group, LLC ("Sentient"). Sentient arranges flights on behalf of members with FAR Part 135 air carriers that exercise full operational control of charter flights at all times. Flights will be operated by FAR Part 135 air carriers that have been certified to provide service for Sentient and that meet all FAA safety standards and additional safety standards established by Sentient. (Refer to www.sentient.com/standards for details).

The Palm Restaurants Complimentary Palm Gift Certificate: Complimentary Palm Gift Certificates will be mailed from SAKSFIRST in March 2008 to all current Platinum and Diamond Members. Members who qualify after April by moving up a tier will have their Palm Gift Certificates sent to them within 60 days of their upgrade. Certificate is valid towards purchase of two entrées at any Palm Restaurant. Certificate is not transferable. Only valid on food and beverage purchases. Cannot be used or combined with any other offer, prix fixe meal or promotional certificate. Dine in only. No cash value. Not valid toward tax or gratuity. Restrictions may apply. Reservations recommended. www.thepalm.com. Preferred Dining Reservations at The Palm: Preferred Dining Reservations at The Palm may only be placed by calling SAKSFIRST 24 hours in advance at 800.211.0881. ThePalm will hold one table at 12 noon and 6pm at each Palm Restaurant specifically for SAKSFIRST Platinum or Diamond tier members. All reservations are subject to availability, hours of operation, private events, holidays and blackout dates. Reservations must be requested at least 24 hours in advance. Reservation times are not a guarantee of seating time. Restrictions may apply. www.thepalm.com. Private Dining Events at The Palm: This special menu offer is only available to SAKSFIRST Members for an event of 10 or more guests by calling SAKSFIRST at 800.211.0881. Parties must be coordinated by a Palm Sales Manager and held in a Palm Private Dining Room with a minimum food and beverage purchase amount of $2,000. Private Dining Rooms are subject to availability. This offer is only valid with the pre-selected menu provided by Palm. Cannot be used or combined with any other offer, prix fixe meal or promotional certificate. Proof of SAKSFIRST Membership and restrictions may apply. www.thepalm.com.   Back to top

WORLD ELITE TRAVEL BENEFITS Terms & conditions for the Saks Fifth Avenue World Elite MasterCard

Please visit
priceless.com/worldelite for the most updated terms & conditions.

Click here for the most up to date Saks Fifth Avenue World Elite MasterCard Guide to Benefits.

Click here for details on the Saks Fifth Avenue World Elite MasterCard Travel Accident Insurance.

Click here for the most up to date Saks Fifth Avenue Platinum MasterCard Guide to Benefits.

Click here for details on the Saks Fifth Avenue Platinum MasterCard Travel Accident Insurance.    Back to top

The Saks Fifth Avenue MasterCard is issued by HSBC Bank Nevada, N.A. and is serviced by its affiliates, HSBC Card Services Inc. and HSBC Card Services (II) Inc. MasterCard is a registered trademark of MasterCard International Incorporated.   Back to top
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Saks Fifth Avenue MasterCard credit cards are issued by HSBC Bank Nevada, N.A. and are serviced by its affiliates, HSBC Card
Service Inc. and/or HSBC Card Services (II) Inc. MasterCard is a registered trademark of MasterCard International Incorporated.